Broker Check
Ferdinand "Ferdie" Pernia

Ferdinand "Ferdie" Pernia

LPL Financial Consultant

CA Insurance Lic. #0A61161

With over 20 years of financial services experience, Ferdie Pernia believes in developing a partnership with his clients. His goal is to have his clients view him as a financial physician who can assist them in working toward attaining financial health. His clients' needs are his top priority, and the working relationship is based upon helping clients pursue their goals.

"What I like most about my job is the fact that what I do has a direct and profound impact on people's futures. They rely on me for their financial goals, and I am honored and humbled at the same time that clients entrust me with an extremely crucial part of their life. The financial services industry is a dynamic one and you have to constantly learn and keep up with changes. It's a reflection of the ever-evolving landscape of this country. That's what makes this industry very exciting."

Outside of his work at UNIFY, Ferdie enjoys cycling, reading, the outdoors and traveling with his wife and two children. 


Home Office: 915 Highland Pointe Dr Ste 250                        

                       Roseville, CA 95678



 Professional Services & Products

  • Retirement Planning
  • College Planning
  • Wealth Transfer
  • IRA Rollover Services
  • Tax Advantaged Investing
  • Stocks, Bonds, Mutual Funds, & Annuities
  • Alternative Investments
  • Certificate of Deposit
  • Insurance Services


Ferdinand Pernia is a registered representative with, and securities offered through LPL Financial, Member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. Investment advice offered through Independent Financial Partners, a registered investment advisor and separate entity from LPL Financial.

Registered In: CA and NY. 

UNIFY Financial Credit Union and UNIFY Investments & Insurance are not registered broker/dealers and are not affiliated with LPL Financial.

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